BBB Scam of the Week: Paypal Scam

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MONROE, La (KNOE) - Verify through your PayPal account. If you receive an email or text or even a phone call and some sender says that you've received a PayPal payment, take a moment to log in to your PayPal account before you do anything. Make sure that money has actually been transferred, and that it isn't just a scam. Remember not to follow email links. The safest way to access your account is always to open a browser window, navigate to PayPal.com, and enter your login info. Do not verify your login information to them!

Courtesy: MGN Online

Here are some common scam lines:
• "Your account is about to be suspended." Many fraudsters send spoofed emails warning that an account is about to be suspended, and that the account holder must enter their password in a spoofed webpage.
Be careful; PayPal will never ask you to enter your password unless you are on the login page. Report any suspect email by forwarding it to spoof@paypal.com. This can help keep you and your family secure.
• "You've been paid." Some fraudsters try to trick you into thinking that you've received a payment. They want what you're selling for free. Before you ship anything, log into your PayPal account and check that you were actually paid.
• "You have been paid too much." Fraudsters may try to convince you that you've been paid more than you were owed. For example, a spoofed email says that you've been paid $500 for a camera you listed at $300! The sender asks you to ship the camera in addition to the extra $200 you were "paid" by mistake. In this example, the scammer wants your camera AND your money, but hasn't actually paid you at all. Don't fall for it! Simply log into your PayPal account and check that you were paid before sending anything.

An email from PayPal will:
• Come from paypal.com. Scammers can easily fake the "friendly name," but it's more difficult to fake the full name. A sender like "PayPal Service (zxk1942R3@gmail.com)" is not a message from PayPal. But sophisticated scammers can sometimes fake the full name, so look for other clues.
• Address you by your first and last names, or your business name.
An email from PayPal won't:
• Ask you for sensitive information like your password, bank account, or credit card.
• Contain any attachments or ask you to download or install any software.