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Tax Season: Keeping your budget in the black

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RUSTON, La. (KNOE 8 News) - We're only a week into 2013, but one financial advisor says it's never too early to start working on your taxes.

The tax season is already upon us, and Kelly Brantley, a Dave Ramsey certified Financial Counselor, says the earlier, the better.

"We need to get those taxes done and the end of January is a great time to start getting our tax information together," says Brantley.

She tells clients that as soon as your W-2 forms come in from your employer, it's time to start filing.

"By law, they should have that to you by January 31," says Brantley, "then as soon as you can get your taxes done the better."

Brantley says the sooner you file before April 15, the quicker you could get a tax refund to start spending elsewhere.

"We might want to use our tax return for putting back our $1000 emergency fund," says Brantley about saving money, "It changes a crisis situation into an inconvenience."

That refund check may also be crucial to your family's budget or to help pay off any debt.

"Those Christmas bills are starting to come in, and we want to learn how to get those paid off fast," Brantley says.

The financial expert says being proactive and taking baby steps are key to keeping your finances in the black. If you have any financial questions for Kelly Brantley, visit her website www.DebtFreeWithKelly.com.

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