HARRISONBURG, Va. (WHSV) -- If you're in the process of setting your New Year's resolutions, chances are there's probably something to do with your finances on that list.
In order for you to step out of that 80 percent, Sandy Hernandez with Dupont Community Credit Union said you need to talk to a professional who can help you make a plan and set a timeline for your 2017 goal.
According to the Pew Charitable Trusts, a nonprofit organization that works to solve today's problems, 8 in 10 Americans are in some form of debt.
In order for you to step out of that 80 percent, Sandy Hernandez, with Dupont Community Credit Union, said you need to talk to a professional who can help you make a plan and set a timeline for your 2017 goal.
"It just takes a little discipline and a little time to really assess where you are and kind of take a look at your current situation and to assess where you want to be," said Hernandez.
Hernandez said the easiest way to improve your financial status is to determine what you're doing it for. If you want to buy a new car or be a homeowner by the end of the year, you should use that as your motivation to reach your goal.
She also said that changing your daily habits will help to put a few more dollars in your wallet. Doing things like making your coffee at home and packing a lunch to take to work will easily start building your savings account.
For more information on how to reach your financial goals, you can check out what DCCU has to offer through the link provided in the 'Related Links' section.